Automobile Liability coverage is provided to compensate another party when the operator of the insured vehicle causes an accident resulting in injury or property damage.
The insured has no deductible.
Personal Injury Protection (PIP) provides limited coverage for medical bills and lost wages to anyone injured while an occupant in the vehicle, or a pedestrian struck by vehicle.
Collision coverage pays for damages to the insured vehicle sustained in an accident. The insured has a $500 deductible.
Comprehensive coverage pays for damages to the insured vehicle from incidents other than collision, such as vandalism and theft. Repairs and/or settlements are made on an Actual Cash Value basis.
Towing and Labor covers labor charges associated with towing, as well as labor performed at your site. Vehicles with a gross weight of 10,000 pounds or more are covered for a maximum of $500. All other vehicles, such as cars and trucks, are covered at a maximum of $200. Please note, this is reimbursement only; this is not a roadside assistance program.