General Liability Coverage
Liability insurance within the diocesan insurance program is provided by Catholic Mutual. Each parish, mission, educational, charitable and religious institution is covered for liability. This protects the diocese, the parish, and any clergyman, religious, employee, parish trustee, or director while acting in the scope of his or her duties and any authorized person while working in the capacity of an agent and/or volunteer, provided that such person is operating within the scope of the duties delegated to such person. The liability coverage also extends to protect any church organization authorized and controlled by the parish or diocese.
The liability portion of the diocesan insurance program provides coverage for claims arising out of bodily injury, property damage, personal injury, advertising injury, and corporal punishment. “Personal Injury” extends to cover such things as false arrest, libel, slander and defamation of character, violation of right of privacy, wrongful eviction, discrimination, shock and mental anguish. Nursing home, employment and auto liability are included.
Professional Liability coverage under the diocesan insurance program is extended to teachers, social workers and parish/school nurses.
Directors and Officers liability coverage under the diocesan insurance program covers all educational, charitable and religious institutions’ boards and advisory committees.